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Citi Double Cash® Card: late fee & grace period

Checked against Citi’s own pages on October 26, 2026. 4 facts verified, 2 not confirmed.

Forgiveness score 2 of 11card lockhelpful features
Late fee
Up to $41. A late payment can also trigger a Penalty APR and end an intro APR.
Source: online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=94420ba1c6a83
Grace period / breathing room
Due date is at least 23 days after each billing cycle closes.
Source: online.citi.com/US/nga/cards/displayterms?app=UNSOL&HKOP=94420ba1c6a83
First late fee waived?
Not confirmed — we couldn’t verify this on an official page yet
Autopay
Not confirmed — we couldn’t verify this on an official page yet
Card lock / blocking
Citi® Quick Lock blocks new charges while recurring transactions continue.
Source: citi.com/credit-cards/citi-double-cash-credit-card
ADHD-friendly features
Choose your payment due date; automatic account alerts.
Source: citi.com/credit-cards/citi-double-cash-credit-card

Not applicable here: Overdraft fee, Can you turn overdraft off?.

“Not confirmed” means we couldn’t verify it on an official page, not that the feature doesn’t exist. Not financial advice: always check the source, since your own account terms may differ.

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