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Chase Sapphire Preferred® Card: late fee & grace period

Checked against Chase’s own pages on October 26, 2026. 3 facts verified, 3 not confirmed.

Forgiveness score 1 of 11helpful features
Late fee
Up to $40
Source: sites.chase.com/services/creatives/pricingandterms.html/content/dam/pr
Grace period / breathing room
Payment due date is a minimum of 21 days after each billing cycle closes.
Source: sites.chase.com/services/creatives/pricingandterms.html/content/dam/pr
First late fee waived?
Not confirmed — we couldn’t verify this on an official page yet
Autopay
Not confirmed — we couldn’t verify this on an official page yet
Card lock / blocking
Not confirmed — we couldn’t verify this on an official page yet
ADHD-friendly features
Account alerts available (Chase notes delivery may be delayed).
Source: creditcards.chase.com/rewards-credit-cards/sapphire/preferred

Not applicable here: Overdraft fee, Can you turn overdraft off?.

“Not confirmed” means we couldn’t verify it on an official page, not that the feature doesn’t exist. Not financial advice: always check the source, since your own account terms may differ.

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