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American Express® Gold Card: late fee & grace period

Checked against American Express’s own pages on October 26, 2026. 4 facts verified, 2 not confirmed.

Forgiveness score 2 of 11some first-fee reliefhelpful features
Late fee
Up to $40: $29 the first time; $40 if late again within the next 6 billing periods. Never more than the amount due on the prior statement.
Source: americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-ag
Grace period / breathing room
Payment Due Date is at least 25 calendar days after each billing period closes.
Source: americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-ag
First late fee waived?
No waiver stated, but the first late fee is lower ($29 vs $40).
Source: americanexpress.com/content/dam/amex/en-us/company/legal/cardmember-ag
Autopay
Not confirmed — we couldn’t verify this on an official page yet
Card lock / blocking
Not confirmed — we couldn’t verify this on an official page yet
ADHD-friendly features
Real-time account alerts and payments in the Amex app.
Source: americanexpress.com/us/credit-cards/card/gold-card/

Not applicable here: Overdraft fee, Can you turn overdraft off?.

“Not confirmed” means we couldn’t verify it on an official page, not that the feature doesn’t exist. Not financial advice: always check the source, since your own account terms may differ.

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